< Previous© February 2020 The Meath Coaster 40 Additional Life Cover Q uestion: I’ve just had my third child and have been advised to put some insurance in place, but after making some enquiries, I’m pretty confused and have a limited budget. What’s the difference be- tween Life, Serious Illness and Permanent Health insurance? A nswer: Yes, insurance is an important consideration, especially when you have people who will be financially de- pendent on you. Understanding the ben- efits of each of these types of insurance can be confusing at times. As a guide, Life Cover pays out a lump sum in the event of your death. There are generally two types; one that lasts for a specific number of years called Term Assurance and a Whole of Life alternative which can provide fam- ily protection, protection of your estate and business protection (until death). If you are self-employed, Life Cover can also be used to ensure the financial sur- vival of your business in the event of the death or serious illness diagnosis of a di- rector or key employee (Key Person Insur- ance). Mortgage Protection is also a form of Life Cover which decreases over time as the policy is designed simply to pay off the balance of your Mortgage should you pass away. Serious Illness cover pays out a lump sum if you are diagnosed with a specified seri- ous illness during a determined number of years. The list of defined illnesses can vary from company to company but generally most major illnesses like cancer, multiple sclerosis and stroke are covered. It can be taken out on its own or along- side Life Cover. It can also help subsidise Life Assurance Pensions Income Protection Investments Financial Planning Drumgoole Financial Services is regulated by The Central Bank of Ireland Oran Drumgoole QFA Phone 087 668 6624 Office 041 981 2080 oran@drumgoolebrokerage.ie www.drumgoolebrokerage.ie a missing income if you or your spouse/ partner are unable to work due to illness or disability. Permanent Health insurance is more com- monly called Income Protection and it ef- fectively replaces some of your income (up to a max. 75%) if you are unable to work for an extended period of time due to an accident or illness. This type of policy provides you with a regular income, start- ing after a deferred period (from four to 52 weeks) with the potential to continue until you retire depending on your health. Affordability is obviously an important factor and your age, current health and the amount of money you want to be insured for all impact the cost. Conclusion: For any change in lifestyle (eg. New house, starting a family) it is a good practise to review your financial needs and check if you are fully covered or to see where you may require additional protection. One call to your financial bro- ker can help you understand the options available and to ensure you are spending your hard-earned money appropriately. Have a question? #justcallOran on 087 668 6624 or visit www.drumgoolebroker- age.ie. §© February 2020 The Meath Coaster 41 Tusla inspected • Part time places • Rural Setting Gormanston FREE ECCE PLACES from 2 years & 8 months Our staff are qualified, dedicated to providing kind, warm, tentative and a satisfying learning experience to each child 085 8619279 lamhabeagaanmhi@gmail.com Opening Times: 9am ·12pm Bettystown Alterations Communion & Confirmation Alterations Premises located behind the offices in McDonough Caravan Park on Triton Road (Opposite Tesco) Phone: 086 775 3 776 Tues - Sat 10am - 5pm Lunch 1:30pm - 2:30pm Close Tue 2pm Clothing Alterations •Wedding/Evening Wear • Leather/Suede Repairs •Curtains Same Day Service Interior and exterior • High quality service Reasonable prices • Free Estimates Quality painting with a personal touch PH. 086-1624110 Email: deanlaheen@yahoo.co.uk Facebook: Dean Laheen Painting and Decorating Dean Laheen Painting & Decorating Mammy Day Care Crèche, Montessori & Afterschool Full and part-time care ECCE Free pre-school years Affordable childcare scheme After-school care Large outdoor play area 3 months to 12 years of age catered for Stamullen, Co. Meath E: info@mammydaycare.com T: 01 690 5333/086 8286927 Quality Award Winning Childcare GlamDog Grooming Salon A new destination to pamper your pets 083 1487463 @glamdoggroomingsalon glamdoggroomingsalon@gmail.com Dun Eimear, Bettystown, Co. Meath A92FW6T Southgate Florist wins Wedding Florist National Award C ontratulations to Southgate Florist who were the overall winner in the Wedding Florist category, the 4 th Irish Wedding Awards 2020. The event took place on January 20, at The Crowne Plaza Hotel Dublin Airport The awards recognised everyone that works hard towards creating memora- ble and unique weddings; from wedding planners, coordinators, specialists and caterers to photographers, videographers, florists and stationary suppliers. “Southgate Florist would like thank eve- ryone for their continued support. We are overwhelmed with the recognition of our wedding floristry. It is a fabulous award to receive from our peers in the wedding industry” The glitzy evening was hosted by the best- selling author, Andrea Hayes. A spokes- person for The Irish Wedding Awards 2020 said: “The winners represent the in- dustry’s gold standard" Well done South- gate Florist! § © February 2020 The Meath Coaster 42 Reált Na Mara BNS Street Smart D onacarney Boys school take road safety education seriously and have been very lucky to have the Road Safety Authority on hand to assist them with this. Street Smart is an initiative from the RSA and, when the pupils returned to school after the Christmas break, a whole street scene had been set up in the school’s hall to facilitate road safety workshops for every single pupil. of drivers, cyclists and other road users. At the end of their session each participant received a personalized safety licence along with encouragement to remind eve- ryone else of the rules of the road. Celine and Tim, both teachers with the RSA, brought each class through their paces, encouraging the boys to Stop! Look! Listen! when crossing our roads. They also stressed that children under 150cm tall should to use a booster seat and sit in the back. And everyone should, of course, belt up. The street scene allowed for role play and helped everyone understand the perspective The Clash of the Ash Teachers Mr Arthur and Mr Culligan have started the sliotar rolling on early morning coaching sessions in Donacarney Boys © February 2020 The Meath Coaster 43 school and they’re off to another great season of hurling. This sport has gone from strength to strength in the last few years in the school with wins in the Breagha Shield and Cumann na mBunscol leagues. Interest in the early morning sessions is bigger than ever with over forty boys togged out for training. Great to hear the clash of the ash in east Meath! Donacarney Boys Students Council The Students Council have a very active role in Donacarney Boys school. They meet at lunchtime to discuss school im- provements and to add their voice to the development of policies in the school. At their last meeting they were presented with their Students Council pins by Ms Callan and Ms Smith. They also contrib- uted to the review of the school’s Code of Behaviour and discussed future plans for the school yard. With elections and politics all making top headlines recently, these guys are already tuned in to the workings of democracy. And with politicians like these, the coun- try’s future is in safe hands! Music in the Classroom There was a mass exodus from the boys school recently when fourth, fifth and sixth classes headed off to the National Concert Hall.© February 2020 The Meath Coaster 44 Getting out of school is always a thrill, but getting to the Concert Hall had the added draw of hosting the very popular Music in the Classroom series. The boys joined other schools there to hear a wide range of classical favourites from John William’s Harry Pot- ter theme to Michael Giacchino’s Star Trek: Into Darkness. Here’s hoping this music strikes a chord with our boys and encour- ages them to listen and indeed, play a wide variety of music. Information Evening for New Pupils Bunscoil Buachaillí Réalt na Mara is looking forward to meet- ing our new parents at the Infor- mation Night on February 11 th at 7pm! This meeting will be mainly for parents of Junior Infants but parents of intending pu- pils from other classes are also welcome to come along. Contact office@donacar- neyschool.ie for more information or see www.donacarneyschool.ie. §© February 2020 The Meath Coaster 45 New Pedestrian Crossing For Donacarney S outh Drogheda & East Meath Fianna Fáil Councillor, Stephen McKee, is delighted to announce a new pedestrian crossing for Church Road, Donacarney. McKee said: ‘I am delighted to receive confirmation from Meath County Coun- cil that a new pedestrian crossing will shortly be put in place on Church Road, Donacarney close to the side entrance to Mornington Park where there is a safe- ty barrier. I have been lobbying Meath County Council on this important safety issue for a while now alongside local resi- dents so this is good news for the area.’ ‘The pedestrian crossing will be of par- ticular benefit to the families and chil- dren of Morninington Park and Mayden Hayes. A large number of families in the area had contacted me with their con- cerns. There is currently no safe crossing on Church Road.’ ‘The new crossing will complement the crossing on the Garra Road beside the Community Centre so will enable all chil- dren living on the Church Road to safely walk to Donacarney National School.’ ‘The Council tell me that work is ex- pected to commence later this year. I will keep the pressure on to ensure the work is completed as soon as possible and I wish to thank Meath County Council for their support on this matter’ concluded McKee 'Lack Of School Places In East Meath Needs To Be Urgently Addressed' S tephen McKee says additional Sec- ondary School places are urgently needed in East Meath. This follows con- firmation from LMETB that 45 students on the waiting list for Colaiste na hInse, , will be accommodated this September. Cllr McKee said: 'I am pleased for local families that all their children have now been offered places in Colaiste na hInse for this September. This is a huge relief after weeks of worry. Nevertheless, no additional accommodation to meet the extra need has yet been agreed with the Department of Education. This means the additional students will be accommodated within the existing building even though we have been told the school is full.' 'That raises questions as to how exactly this will be done and what impact it will have on students' ability to choose certain subjects etc. I have written to both the LMETB and the Department of Education asking for a detailed plan.' ‘East Meath is and has been one of the fastest growing and youngest regions in the country and a great deal of work has been done by successive governments to provide additional places at primary school level. Nevertheless, parents and students are now facing serious problems with securing Secondary School places for pupils.’ There are many ongoing hous- ing projects in the area so the problem is only going to get worse. § Cllr Stephen McKee and Fianna Fail General Election candidate Cllr James Byrne met recently with parents of children who are waiting on school places at Coláiste na hInse, .© February 2020 The Meath Coaster 46 Drogheda Grammar School English trip T wenty-one of our Leaving Cert. Hon- ours English students travelled to UCD on Tuesday 14 th January to see a tru- ly fantastic production of Shakespeare’s ‘Hamlet’ at the University’s Astra Hall. The innovative use of a circus motif pre- sented students with a fresh perspective on the play’s events. We hope the experi- ence will enhance their understanding in preparation for their exams in June. chasing the book can contact the school office on 041-9838281. Book Launch As part of our celebration of 350 years of education, a book on the history of the school was launched on 12 th December. Co-authored by Principal Hugh Baker and local historian, John McCullen, the book includes stories and pictures document- ing the school from its opening in 1669 to the present day. Anyone interested in pur- All Ireland Linguistics Olympiad Before the Christmas break, students at- tended a workshop on Computational Linguistics in the Sacred Heart School, Drogheda. Lateral thinking, critical think- ing, and problem-solving were to the fore as our students prepared for the AILO competition later this year. Sports Results Our Senior mixed hockey team travelled to Dundalk Grammar for two fun friendly hockey matches recently. An enjoyable and exciting but scoreless draw for our © February 2020 The Meath Coaster 47 Senior’s and a super 4-0 win for our Mi- nor boys. Congratulations to Eabha Cosgrove, Levi Harley, Emma O’Sullivan, and the rest of our athletics team who represented the school very well at a recent Cross Country event. Eabha came 11 th in Inter Girls in the 2,500m and qualifies for Leinsters. Levi came 27 th in the Minor Boys competition. Emma came 13 th in the Minor Girls and also qualifies for Leinsters. § Credit to the Community T he Society of St Vincent de Paul was overwhelmed recently by the gener- osity of Drogheda Credit Union, when Michael Grogan, St.Vincent De Paul Drogheda Area President and Deirdre Seery, St.Vincent De Paul Drogheda Area Vice President receive a cheque from Pa- tricia White, Drogheda Credit Union and Geraldine Gilsenan, Chair of Drogheda Credit Union. They would like to thank all of the Credit Union’s members in East Meath, Drogheda, Dunleer and Trim for their continued support in helping those most in need in our communities. §© February 2020 The Meath Coaster 48 Laytown & Bettystown Golf Club S ome more photos from the annual Junior Captains Awards Evening and the Lady Golf- ers Awards at Laytown & Bettystown Golf Club. § Daithi Wade is presented with the Boys 18 Hole Aspirants Cup by Junior Convenor Aidan O'Byrne. Finn Coyle, winner of the Junior Boys Aspirants Cup receives his prize from Junior Convenor Aidan O'Byrne. Phil Rooney presents the Shot of the Year Winners Trophy to joint winners, Reuban Carolan Maher and Adam Fahey who both had Holes-In-One during the 2019 season. Winner of the Class 2 Hampers Competition Liz Wade is presented with her prize by Phil Rooney. This competition was kindly sponsored by Andrew Callaghan Butchers. Winner of the PGA Tankard, Fiona Lappin, is presented with her trophy by Phil Rooney, Lady Captain of L&B Golf Club. Caoife McGinn accepts her ILGU Medal from L&B Lady Captain, Phil Rooney.Golfer of the Year 2019, Helen Delany, is presented with her trophy by Lady Captain of Laytown & Bettystown Golf Club, Phil Rooney Winner of the Neptune Cup, Stephanie Phillips, is presented with her trophy by Phil Rooney, Lady Captain of L&B Golf Club. Bridie Durnin is presented with her winner's prize in the Mini Hampers Competition by Lady Captain Phil Rooney. Aimee Wickham is presented with the ILGU Silver Medal by Lady Captain of Laytown & Bettystown Golf Club, Phil Rooney. Lady Captain of Laytown & Bettystown Golf Club, Phil Rooney presents Clodagh Corry with the Josephine Connolly Trophy. Alison Carey looks on as her daughter Katie Burke is presented with the Monaghan Cup by Phil Rooney, Next >